
Critical Illness Cover allows you the opportunity to protect yourself against conditions such as heart attacks, strokes and advanced cancers. Known as “serious illnesses, these conditions can have a dramatic effect on your life that may mean that you can not work and therefore can not continue making mortgage payments or a liability. It can mean that you need specialized medical care, for this may be a long wait on a waiting list NHS. The cover itself will pay a lump sum if diagnosed with a specific critical illnesses on the insurance companies list of illnesses covered.